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Applied Systems Sues Comulate for Fraud and Misappropriation of Trade Secrets Applied Systems Named Best Insurtech at 2025 Insurance Business Canada Awards Recognition highlights Applied Systems’ innovation and leadership in transforming Canada’s insurance technology landscape Applied Releases Commercial Lines Premium Rate Index Findings for Q3 2025 Year-over-year average and quarter-over-quarter renewal rates decreased across the most commonly placed commercial lines of business Applied Rating Index Q3 2025 Results Released Premium rates for Personal Auto and Property insurance continue upward year over year across all provinces Applied Expands Commercial Lines Capabilities for Canadian Brokers New enhancements streamline submissions and unlock more quotable business segments to help brokers make commercial business more profitable Surex Digitizes Operations with Applied Digital Brokerage Technology Growing brokerage in rural Alberta enhances automation across the policy lifecycle to save time for staff and enhance client service Applied Systems Announces 2025 Pinnacle Award Winners Celebrating customer excellence in innovation, partnership and digital transformation Applied Systems Unveils Applied Insurance AI Advancements Insurance-specific AI solutions embed intelligence into agency workflows to drive productivity and profitability Innovation Powering the Intelligent Insurance Era Takes Center Stage at Applied Net 2025 Applied and Applied Client Network bring together more than 4,000 attendees from agencies, brokers, carriers, MGAs, and technology companies at four-day conference in Las Vegas Applied Systems Expands Applied Pay with Flexible Payment Options for Canadian Brokerages The latest enhancements enable brokers to elevate service delivery by offering customers more flexible and convenient options to pay their premiums Applied Systems Acquires Cytora Strategic acquisition to extend AI capabilities across the digital roundtrip of insurance to reduce the time and cost incurred in the most critical insurance workflows Applied Releases Commercial Lines Premium Rate Index Findings for Q2 2025 Year-over-year average renewal rates decreased across the most commonly placed commercial lines of business; average premium rates experienced variable change quarter over quarter Applied Rating Index Q2 2025 Results Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Applied Releases Commercial Lines Premium Rate Index Findings for Q1 2025 Year-over-year and quarter-over-quarter average premium rates decreased across the most commonly placed commercial lines of business Applied Rating Index Q1 2025 Results Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year Applied Releases Commercial Lines Premium Rate Index Findings for Year-End and Q4 2024 Year-over-year premium renewal rates increase at a slower rate as most quarter-over-quarter premium rates decrease across the most commonly placed commercial lines of business Applied Rating Index Year-End and Q4 2024 Released National Personal Auto and Personal Property premium rates continue to increase in all provinces year over year

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